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Can You Borrow Against Your Structured Settlement?

If you’ve hit a major financial snag, it’s important to consider your options and make good, sound decisions – it’s how you put yourself back in good standing with the powers that be! And if you have a structured settlement, you might consider how to leverage your ongoing payment stream. You might be wondering if you can get a loan by borrowing against your structured settlement. After all, it is guaranteed money, so you should be able to use it as collateral for a loan, right? Well, not really. Opting to cash in your structured settlement payments for a lump sum is by far a better choice than payday or other types of loans. Borrowing against your structured settlement could result in further financial issues.

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Win the Holidays this Year with a Structured Settlement Sale

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Remember the holidays last year? You know, where you showed up late for dinner because your car broke down on the drive over? And you’re between jobs no less? Yeah, those holidays. Even if those things didn’t happen to you exactly, it’s not uncommon for financial stress to creep up at this time of year. But no worries. You can win the holidays this time around with a little help from selling your structured settlement.

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Between Jobs? 5 Reasons to Sell Your Annuity and Make Bank

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Fear. Shame. Helplessness. Anxiety. These are only a few of the many emotions that can come with losing your job. For many people, the time spent between jobs can be the most difficult in their lives, but you can make it a little easier for yourself if you sell your annuity.

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Fines, Tickets, & Fees – Tackling Legal Woes with Your Structured Settlement Lump Sum

Everyone’s got skeletons in their closets…annoying little buggers that remind us of our past mistakes, the good advice we ignored, and the consequences that we dodged. Specifically speaking, fines, tickets, and fees that we haven’t paid yet can keep cropping up in pretty awful ways. We’re talkin’ arrest warrants for unpaid fines, licenses being revoked because of unpaid tickets, and let’s not forget the mountain of debt that can accumulate because of failure to pay court fees. The good news is, if you have a structured settlement or annuity in place, you can redeem yourself and finally rid yourself of those skeletons once and for all.

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Selling Structured Settlements? Put Your Money to Work!

You already know that selling your structured settlement can get you a lump sum payment to buy a vehicle or home, go back to school, or invest; but what you may not know is that you can make the money from selling your structured settlement go even further.

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Sell Your Annuity to Better Your Situation

Picture this: You get a promotion, but the catch is, you have to relocate and pay for the move. On the surface, changing your financial situation by way of a promotion is amazing. But a big move (or any life change) can come with big expenses. If you’re not in a good place financially, you might feel “stuck;” unable to take full advantage of opportunities. A new job in a new state is one such opportunity. But there are many “golden egg” situations in life that may seem out of reach. Here’s something you might not have known: if you have an annuity or structured settlement, you can sell your payments for a lump sum. It’s money that can change things in a big way.

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5 Ways to Disaster-Proof Your Life with a Structured Settlement Lump Sum


Natural disasters can strike at any time and the destruction left in their wake can be devastating. In an instant, everything you’ve worked for your entire life can be destroyed by fire, flooding, or whatever else Mother Nature can conjure up. While you can’t control the weather, you can ensure your family has the means to escape a natural disaster safely. You can also secure a safe place to live. It can be done by selling your structured settlement or annuity payments for a lump sum.

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Is Your Reason for Selling Your Structured Settlement…Legit?

Is Your Reason for Selling Your Structured Settlement Legit?

Are you considering selling your structured settlement or annuity payments? Maybe you’re already in the process and questioning whether it’s the right decision. Whatever stage you’re in, you’ll want to make sure your reasons are positive, profound, and life-changing…legit!

Because…what’s more enticing than a big, fat pile of cash? Sometimes, the temptation of ‘easy’ money can result in short-sighted decision-making that may not necessarily be beneficial in the long-term. However, sometimes a large lump sum can very literally change lives for the better and set people up for brighter futures than they otherwise would have had.

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Ready to Sell Annuity Payments? Here’s Your Checklist.

Ready to Sell Annuity Payments?
When you decide to
sell annuity payments, it’s kind of a big deal. You’re giving up some of your overall settlement so you can take advantage of a sweet, large sum of a money…it’s your money, sooner. It can be a damn good experience, but if you don’t play your cards right, things could go south, fast.

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Sell Your Structured Settlement & Fund Your Education

When you receive a lump sum of cash from a structured settlement it’s hard to think of anything better, right? It’s cash that you can rely on time after time. Well, imagine using the cash you received from selling your structured settlement to pay for your education. You’d be better able to take care of yourself and your family; that’s in addition to bragging rights!

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Why Selling Lottery Winnings Makes Plum Good Sense – The RSL Funding Roundup

sell-lottery-winnings

Why Sell Lottery Winnings?

Real people win the lottery every day and annuity payments are often a great option for them; the winnings are paid out over time. Rather than take a lump sum directly from lottery commissions, they opt for the slow and steady pace of an annuity. But many lottery winners might at some point, need more of a financial boost—selling periodic payments for a lump sum can be a great option to help buy a home, further education, or pay off some debt.

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J.G. Wentworth; The Godzilla of Structured Settlements

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They’re Baaaa-aaaack

The pictures lining the walls in your living room are shaking, the speakers in your television have reached capacity, and your nerves are nearly shot – they’re back. After a second bankruptcy since 2009, J.G. Wentworth – the Godzilla of structured settlements – is back at it; making big claims of large lump sums for structured settlement payments, but not following through. Though the most recent Godzilla movies portray the harrowing beast as a good guy, the Godzillas of old sing a different tune. And it seems that J.G. Wentworth is singing along…. We can all agree that we’d rather avoid another unwanted sequel.

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Money Magic: How to Get More Cash for Your Structured Settlement

Money Magic

So you’ve seen the J.G. Wentworth structured settlement commercials. The opera singers…the people bent over windowsills professing their need for “cash now.” But when you boil it down, those guys aren’t giving customers the best lump sum offers for the sale of their structured settlements and annuities. In fact, J.G. Wentworth has been lowballing customers left and right. It ain’t pretty and it’s up to customers to be really selective when they decide to sell their annuity payments for a lump sum. After all, J.G. Wentworth isn’t the only fish in the structured settlement sea, right? Damn right.

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Getting Out of a Financial Funk: Selling Your Structured Settlement

Selling Your Structured Settlement

Selling your structured settlement for a lump sum could be the thing to get you out of your rut. Better yet, it might help you make bank! The settlement checks you’re getting, coupled with wages from your day job might be enough to keep the lights on. But any monies that come in at a snail’s pace may not be enough to get you to the next level.

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Flippin’ Awesome – How One Customer Used His Lump Sum to Flip Homes

Flippin' Awesome

Pick your HGTV ® poison. Flip or Flop, The Property Brothers…they all make flipping homes look incredibly easy. It’s anything but, especially when you consider the initial costs of a home, renovations, and even marketing. For those unfamiliar, the practice of “flipping” involves purchasing a home valued low, and then selling it at a profit, most times after investing in some top-notch renovations to attract buyers.

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