At RSL FUNDING, LLC (“RSL Funding”), we understand and share your concerns about the privacy of information you provide us. This notice was created to help you understand what information we collect and how we may disclose it. RSL Funding applies the same policies to prospective and former customers that it applies to current customers. When you apply to RSL Funding for any type of financial service, including a cash payout, you disclose certain information to us. It is a general and overriding policy of RSL Funding to maintain strict confidentiality with regard to all information obtained in the course of our business.
It is RSL Funding’s policy to collect only information we believe is necessary or appropriate to expedite the transfer of your structured settlement payment(s), lottery payments or other annuity payments so that we can fund your transaction as quickly as possible. This includes any information that is necessary or relevant to our business. We use only legitimate means to collect information and only disclose information to third parties for legitimate business purposes, as allowed by law, and as needed to carry out the transaction. We limit access to your personal information only to those who need to know such as our staff and our attorneys. In many cases, a court must approve the transfer of payment rights. In such a case, RSL Funding, LLC will need to make disclosures to the courts.
There are generally three categories of information collected:
- Information provided by you on applications, forms, and in attachments thereto;
- Information available as a matter of public record such as prior court transfer activity;
- Information you authorize us to collect such as background and credit checks
INFORMATION DISCLOSED OR SHARED
We review the information collected about you when evaluating a transaction. We will also maintain this information in our contract records and may use it for purposes related to buying or lending against settlement payments and collecting pledged or assigned payments.
Your information will only be shared with or disclosed to third parties, such as our attorneys which we work with as part of the application process, as is necessary to complete the transaction and any related financing. By way of example, RSL Funding may share or disclose your information to third parties, as allowed by law, for the following reasons:
- Disclosure of information is necessary to expedite, effect, process, administer, finance, or collect your transfer;
- Disclosure of information is requested by law enforcement, a court of competent jurisdiction, or a governmental entity as part of any investigation; or
- Disclosure of information to businesses we use to develop internal security and privacy practices with regard to both our physical facilities and our client database
We will not disclose your information to third parties for marketing purposes without your prior consent. Your non-public personal information is protected by law and the procedures described in this notice. Access to your non-public personal information is restricted to those affiliates, employees and/or third parties who need to know that information in order to issue and service your contract. All information collected is kept in a secured facility protected by security officers, fingerprint recognition door access, security camera monitored premises and other safeguards. Back-up data is maintained in off premises locations remote from our main office.
INFORMATION COLLECTED THROUGH THE WEBSITE
The personally-identifiable information gathered through this website includes the information that a website visitor chooses to provide by filling out an online application, an information request form, or participating in a website chat. It also may include additional website information such as the referring website, the landing page on rslfunding.com, the form submission or chat webpage, the IP address, the website browser, operating system, & device type, visited webpages, and visit/chat duration. We also collect anonymized data about our website visitors which are used in the aggregate in connection with improving the website.
RSL Funding, LLC
1980 Post Oak Blvd. Suite 1975
Houston, Texas 77056