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Are your bills piling up? Have things gotten so bad that you can’t see foresee a time where you will ever be debt-free? You might be at a loss, asking yourself “How can I avoid bankruptcy?” Luckily, there’s hope if you’re currently receiving payments from a structured settlement or annuity. 

Credit card debt can sneak up on you, and quickly. Unexpected expenses such as emergency medical treatment, a broken down car, or even small purchases that add up can all wreak havoc on your credit card debt and credit score. If you sell your structured settlement, you can alleviate credit card debt, get your life back, and start on your way to rebuilding your credit score.

Winter is almost here and along with it comes cold weather and the holidays – two things that can quickly break a budget. While winter can be challenging financially, you can ease the burden if you sell annuity payments for a much needed cash boost right when you need it and follow the tips outlined in this article for saving money this winter.

Structured settlement and annuity buyer JG Wentworth, creator of the ubiquitous slogan “It’s my money and I want it now,” finds itself faced with a declining stock price following duplicitous market practices that have caused customers to lose faith in the once industry-leading settlement buying company.

If you’re one of the millions of Americans struggling with tax debt, we have some great news for you: structured settlements are awarded tax-free and the lump sum you receive can be used to pay IRS debt! You can be your own superhero and rescue yourself from debt once and for all.

If you’ve ever received a quote from a company wanting to buy structured settlements and thought to yourself, “Is this it?” you’re not alone. Many people looking for a structured settlement buyout have been disappointed with their quote, but chose to go through with the sale anyway believing it was their only option.

Most life goals require you to have cash in your pocket in order to achieve them. Selling your structured settlement payments is a great way to fund all of the milestones that will help you get there. That’s why we created this life goals series, focusing on some of the most common life goals that people just like you are striving for. In the series, we’ll tell you the ins and outs of how selling your structured settlement payments could help you finance those goals, without the usual hassle of a loan.

You’ve already done the hard part – You’ve filed a claim after your car accident and are now receiving payments from your structured settlement. Good news! …Right? Well, maybe not. The payments you’re receiving probably aren’t enough to really help you achieve (and fund) your life goals. Enter RSL Funding. If you’re currently receiving payments, we’ll buy your structured settlement and in exchange, provide you with a large lump sum of cash!

Quick – answer this question: what’s the best decision you’ve made in your life? Marriage? Your job? If you’re one of the millions of Americans receiving structured payments, the decision to sell structured settlement payments could be one of the best life choices you’ll ever make.

There are pros and cons to selling your structured settlement payments. One of the most common cons is being able to properly manage a large amount of money.  Many people do not want to deal with the stress that comes with having cash in-hand. But there are ways to make sure that you use your money wisely and once you have taken care of important obligations, you can treat yourself and your family.

It’s no secret: when it comes to selling your structured settlement, a little bit of legwork at the onset could help you make an informed decision as to whether selling all or part of your payments is a good idea.

Smart sellers educate themselves to avoid common pitfalls and potential traps. First-time sellers often feel overwhelmed because of a lack of information available or blatant misinformation that’s available. From determining a reasonable expectation for turnaround time to learning the various payout options, it’s time to get the facts instead of the runaround from your structured settlement funding company.

With all the recent celebrities filing for bankruptcy, it might seem that it’s one of the easiest ways to get out of debt. The truth is, bankruptcy might actually destroy your credit and you may even lose your assets.

Originally published July 29, 2015

Eleven million people will face a deep, abrupt cut in disability benefits in late 2016. Will you be one of them? If you rely on social benefits, your income is subject to the decisions of the political party that happens to be in power. If you are receiving payments, selling structured settlement cash can provide the life-line you need when other programs run out.

In the past, purchasing a variable annuity have been a popular investment option for those looking for long-term financial security. Several types of non-qualified annuities that can be purchased from investment companies provide a steady stream of income, typically for retirement. Potential investors can choose between a fixed annuity, which provides a guaranteed payout, or variable annuity, which allows the holder to diversify their portfolio and appoint a beneficiary.